Company Portrait

Landesbank Berlin AG is the universal bank headquartered in the German capital. Its business model is built on four pillars: Retail Banking and Regional Corporate Banking, in which the Bank has an excellent position as an innovative, customer-oriented bank; Capital Markets, for which we offer selected activities and Real Estate Financing, which is focused on the requirements of investors and residential development companies throughout Germany.

We intend to continue expanding the quality of our sound market position in Retail Banking and Regional Corporate Banking. We are confident that the strength of our established and esteemed brands such as Landesbank Berlin AG and Berliner Sparkasse will allow us to do this. Our customers have access to a comprehensive network of branches. In addition, this full offering is rounded off by modern sales channels such as online banking, call centres and self service facilities.

In Retail Banking, the Berliner Sparkasse Retail Banking Centres provide their customers with a comprehensive offering of banking products for pensions, asset accumulation, consumer and real estate financing as well as payment transactions and liquidity management. Berliner Sparkasse bundles its real estate expertise in three independent Real Estate Centres. The Berliner Sparkasse offering is rounded off by Asset Management Centres for Retail Banking. In addition, Landesbank Berlin offers an exclusive range of services in Private Banking.

In Regional Corporate Banking, Landesbank Berlin AG is traditionally a partner and service provider for companies in the Berlin-Brandenburg economic area thanks to its knowledge of its specific requirements and structures. Its customers include small and medium-sized enterprises, associations and foundations, public-sector companies and regional and local authorities as well as a large number of other small companies from around the region. The requirements of these customer groups in respect of finance, investment and service issues vary greatly and require support specific to their own target group. This is provided expertly an individually by experienced consultants at the Regional Corporate Banking departments of Landesbank Berlin and at the Berliner Sparkasse Business Client Support Centres. In addition, our Business clients also have a state-of-the-art, efficient sales channels in BusinessLine, which has now been certified by TÜV, Germany's Association for Technical Inspection. The Regional Corporate Banking range is roundet off by the CompetenceCentres for International Banking, Leasing & Factoring, Start-ups and Business Succession as well as Electronic Banking.

In the Real Estate Financing business area, we focus on the requirements of experienced private and commercial investors of good credit standing and development companies in selected growth regions in Germany. Streamlined structures and short decision-making paths guarantee flexibility, speed and excellent service for stable and profitable customer relations.

In Capital Markets business, Landesbank Berlin attends particularly to financial institutions and institutional investors. We focus on selected activities in which we have leading expertise. The bank is also established as a renowned, expert provider of innovative capital market products for private investors as well. Due to our trading activities we are a recognised business partner. We maintain a global network of local trading partners and thereby offer direct market access to all relevant trading centres. In LBB-Invest, the bank has a fund provider for private and institutional customers that has established itself among the leaders of German investment companies.


Foundation and development

After the division of Germany and Berlin came to an end, Landesbank Berlin -Girozentrale- was founded as a bank subject to public law on 1 October 1990. At the same time, the city's savings banks that had been separated into east and west for more than 45 years, were transferred to Landesbank Berlin and since then have formed the joint Berliner Sparkasse. LBB's history even goes back to the Berliner Sparkasse of 1818, as the predecessor of today's LBB is actually the "Girozentrale" department set up in 1920.

As at 1 January 2006, Landesbank was transformed into a stock corporation in accordance with the Berlin Savings Bank Act of summer 2005. At the same time, the State of Berlin made Landesbank Berlin AG the parent company of the public-law Berliner Sparkasse. Berliner Sparkasse is now operated as a branch of Landesbank Berlin AG.

Our Business Structure